Hamat, Mohd Fauzi, and Mohd Khairul Naim Che Nordin. 2012. “TINJAUAN KEPENTINGAN PEMBANGUNAN MODAL INSAN DI MALAYSIA (Review on the Importance of Human Capital Development in Malaysia)”. Journal of Al-Tamaddun 7 (1):75-89. http://mjs.um.edu.my/index.php/JAT/article/view/8556.