Hamat, M. F., & Che Nordin, M. K. N. (2012). TINJAUAN KEPENTINGAN PEMBANGUNAN MODAL INSAN DI MALAYSIA (Review on the Importance of Human Capital Development in Malaysia). Journal of Al-Tamaddun, 7(1), 75–89. Retrieved from http://mjs.um.edu.my/index.php/JAT/article/view/8556